Cascade One application. Many lenders.

More approvals. More closed sales.

Cascade routes one application across multiple lending partners so more customers receive financing options and more sales move forward.

Get a demo See how it works →
Approved in seconds Routed through 2 lenders
Cascade
Approved
Financing approved
$6,800
HVAC system replacement
CHOOSE YOUR PLAN
12 months
Lowest rate
$612
24 months
Most popular
$348
48 months
Lowest monthly
$198
Continue
95%
of applications are matched to a lending partner.Matching is not approval. Available financing options depend on customer qualifications and partner participation.
Waterfall

One application. Many lenders. More approvals.

Your customer submits one application. Cascade works down a network of lending partners — across more of the credit spectrum than any single lender — until your customer has an approval.

Customer application
$6,800 · HVAC replacement
a7f2
First lender
Outside approval range
Declined
Cascade
Routing through partners
Live
Partner lender
Near-prime · $348/mo · 24 mo
Approved
What Cascade delivers

Built for how your customers buy.

More financing paths mean more customers move forward — across the industries where a single decline costs you the sale.

HVAC / Plumbing / Roofing

Close more system replacements when a single lender says no.

Dental

Increase treatment acceptance by offering more financing paths.

Auto Repair

Help customers move forward with needed repairs instead of delaying service.

Veterinary

Give pet owners more ways to say yes to care.

Home Improvement

Offer financing coverage across more customer credit profiles.

Medical & Cosmetic

Support higher-ticket procedures with broader financing access.

Why merchants use Cascade

More approvals, without the lift.

01

More approvals

A network of lenders, not a single approval box. Coverage across more of the credit spectrum.

02

Live in days

A simple link or light setup. No engineering team required to launch.

03

Deploy it your way

Run Cascade as your primary financing platform, or as a second look behind your current provider. Same platform, either way.

Why Cascade is different

One lender, or many.

Traditional financing

  • One lender
  • One approval box
  • Declined customer leaves
  • Limited credit coverage

Cascade

  • Multiple lending partners
  • Multiple financing paths
  • Second-look routing after a decline
  • Broader credit spectrum coverage
The Cascade approach

One platform.
Two ways to run it.

Run Cascade as your primary financing platform — one application across many lenders, covering more of the credit spectrum. Or run it as a second look behind your current provider, catching the customers they decline. Already using CareCredit? Cascade can sit behind it and cover the patients who fall outside that program.

Built by operators

Built by the team behind a consumer finance platform serving more than 70,000 customers across 80+ locations.

We’re not building software around a theory — we’re applying years of consumer lending experience to help merchants keep more customers.

Designed around GLBA · FCRA · ECOA · TCPA requirements
Built for regulated environments

What merchants are saying.

“The value is simple: more customers get options, and our team doesn’t have to manage multiple financing relationships manually.”

Healthcare Practice Manager

“We liked that Cascade could sit behind our existing provider instead of forcing us to replace everything at once.”

Multi-Location Merchant

“Cascade gives us a second chance to save customers we used to lose after a decline.”

Home Services Operator

Illustrative of how merchants describe Cascade’s value. Anonymized and representative; not verified individual endorsements.

FAQ

Common questions.

Can Cascade be our main financing platform?
Yes. Many merchants run Cascade as their primary customer financing — one application routed across many lenders, covering more of the credit spectrum. Others run it as a second look behind an existing provider, catching the customers that provider declines. The platform works either way.
How does the routing actually work?
Your team shares a Cascade link with the customer — a text, QR code, or tablet — or starts the application right there. The customer completes one short application, which Cascade routes across our lending partners using soft credit pulls. Most decisions come back in seconds, with no integration work required on your end.
Does it impact the customer's credit score?
Lending partners typically use soft credit pulls for the initial decision, so customer credit impact during routing is minimal.
How long does setup take?
Most merchants launch in days, not months. Setup is a simple link or lightweight integration — no engineering work required from your team.
How fast does the merchant get paid?
Once the customer is approved and the loan is finalized, merchants typically receive funds upfront within a few business days, paid directly by the lender.
Get a demo

See where financing is costing you sales.

A 20-minute walkthrough of your business, your customer mix, and where Cascade fits.

  • No-pressure walkthrough
  • Tailored to your industry and ticket size
  • Real customer financing scenarios
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